STEP 1: Free Credit Report Review

Step 1, we'll review your credit reports and work with you to identify any questionable negative items hurting your score. We’ll build a personalized plan based on your unique situation.

HOW IT WORKS

STEP 2: Dispute Credit Reports

Next, we'll dispute the identified negatives with the credit bureaus and your creditors. If they can’t prove that the items are accurate and fair, then they are required by law to remove them.

Call Now for a FREE Credit Review & Consultation.

STEP 3: Change & Approve

When a negative item is removed from your credit, we will notify you. Then, we get back to work, tackling the other questionable negative items still on your reports.

How Negative Items Impact Your Credit Score

According to CNN Money, a single negative item on your credit report could impact your credit score over 100 points.

Top Negative Items Disputed on Credit Reports

Negative items could be keeping you from getting a loan or costing you thousands of dollars in higher interest payments. Our team works with you, leveraging your legal rights to address the questionable negative items actively hurting your reports.

CREDIT REPAIR SERVICES

Credit repair service involves disputing and fixing inaccurate, misleading, unverifiable, untimely, biased or incomplete information listed on your credit report. Errors on a credit report will add up to a low credit score that can prohibit you from taking out loans, getting a credit card or securing any form of lending. In order to fix these errors, credit reporting agencies require you to work through a series of formal dispute letters and complicated online disputing systems.

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You can file disputes with the credit bureaus and your creditors, either by yourself or by using a credit repair service. Depending on how severe the damage is on credit reports, or how much inaccurate information there is, it may be easier to use a credit repair service than to work on your credit yourself because of how time consuming the process can be. There are different factors to consider when making this decision, but first, we’ll explore what credit repair services are and what they can and cannot do.

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To make the disputing process easier, our team will work with you to identify and dispute inaccuracies listed on your report. Our credit repair process spots issues quickly and our legal team will make sure your best interests are represented in the disputing process.

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24/7 Credit Monitoring & Alerts powered by TransUnion keep you aware of the changes and updates on your report, and provide customized information and advice about how those reported items affect your score.

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They have customized tools, educational approach, and proven technology guide you through the tasks and action items you need to take in order to maintain a healthy score and accomplish your credit goals.

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Credit Repair Services for Every Level

No matter your credit situation, our three service levels are designed to help you take the best possible action:

Concord Standard

• Dispute Credit Bureaus

• Creditor Interventions

$89.95/mo.

Concord Premier

• Dispute Credit Bureaus

• Creditor Interventions

• Inquiry Assist

• Score Analysis

• Report Watch

• TransUnion Alerts

$109.95/mo.

Premier Plus

• Dispute Credit Bureaus

• Creditor Interventions

• Inquiry Assist

• Score Analysis

• Report Watch

• TransUnion Alerts

• Cease & Desist Letters

• And Much More...

$129.95/mo.